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Charlie Walker Realty | Main Street Real Estate | McDonald Realty

Minnesota National Bank

Mike Traeger

Market President | Chief Lending Officer | Chief Operating Officer
131 12th Street South Sauk Centre, MN 56378


I specialize in listening to your needs and asking questions, so I understand what you’re looking for in your home purchase. Making a personal connection is important for me so I can deliver upon your expectations.
I’ve been working with real estate borrowers for 25 years and help everyone from first-time buyers to those building their retirement home. Working with a number of mortgage companies helps to deliver great rates and an excellent product mix including USDA Rural Development, VA, FHA, Conventional and Jumbo loans. My goal is to close your loan quickly, communicate frequently and deliver you the best value in your financing. I’ve closed thousands of loans over the years and would be happy to work with you!

I’ve lived in Sauk Centre for nearly 25 years with my wife, Missy, and our two sons, Tommy and Matt. We enjoy camping, golfing and family time together. I’ve also been actively involved in several community organizations over the years including Holy Family School, Sauk Centre Chamber and Sauk Centre Rotary Club.

I’m a graduate of Melrose High School, St Cloud State University and the ABA Stonier Graduate School of Banking at the Wharton School on the campus of the University of Pennsylvania. I successfully completed the Wharton Executive Leadership Program as well.

Matt Hoeschen

Vice President | Loan Officer
1.320.527.0240/ 1.877.655.5211
131 12th Street South Sauk Centre, MN 56378


I’ve been working at the bank since 2012 with my entire focus being consumer and real estate lending. We have a number of mortgage companies that we work with to supply any type of mortgage you may need. Our in-house financing options can also work for properties and situations that need a bit more flexibility.
Our goal is to find the best fit for you by listening to your wants and needs and then execute the mortgage process without any surprises.

I’ve lived in the Sauk Centre area nearly all of my life. I graduated from Sauk Centre High School and then college at Minnesota State University Moorhead. I enjoy anything sports related. I have also been involved in local organizations including Sauk Centre Chamber, Sinclair Lewis Foundation, and Sauk Centre Rotary.